Privacy Policy

Last updated: March 19, 2026

Welcome to Budgetly Finance Tracker. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application and related services.

1. Information We Collect

We collect the following types of information:

• Account information: Your email address and encrypted password when you register.
• Financial data: Expense records, budget limits, savings goals, debt entries, and bill reminders that you manually enter into the app.
• Payment information: Subscription payments are processed securely by Stripe. We do not store your credit card details.
• Usage data: Basic usage metrics to improve app performance and user experience.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the Budgetly Finance Tracker app
• Process your subscription payments via Stripe
• Send you important account and service notifications
• Improve and personalize your experience
• Respond to your support requests

3. Data Storage and Security

Your data is stored securely in an encrypted PostgreSQL database. We use industry-standard security practices including hashed passwords, secure HTTPS connections, and session-based authentication. We never sell your personal data to third parties.

4. Third-Party Services

We use the following trusted third-party services:

• Stripe — for payment processing. View their privacy policy at stripe.com/privacy.
• Expo / React Native — for mobile app infrastructure.

5. Data Retention

We retain your data for as long as your account is active. You may request deletion of your account and all associated data at any time by contacting us at the email address below. We will delete your data within 30 days of your request.

6. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Object to or restrict processing of your data
• Data portability (export your data as CSV — available to Premium users)

7. Children's Privacy

Budgetly Finance Tracker is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us personal information, please contact us and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the date at the top of this page. Continued use of the app after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:
support@budgetlyfinance.app